Author Type

Graduate Student

Date of Award

1983

Document Type

Thesis

Publication Status

Version of Record

Submission Date

October 2026

Thesis/Dissertation Advisor [Chair]

Schultz, Ronald R.

Abstract

An analysis of five loan types from twenty-six lending institutions in 125 census tracts of Broward County revealed that lending was concentrated in coastal and western tracts, less in central tracts. Western tract loan activity was greater than average because this area is undergoing conversion from agricultural to urban land uses. Coastal tracts had greater than average rates because of continued expansion of condominium development. Central tracts are mainly commercial, industrial or lower value single-family dwellings and have large black populations. High positive correlations were found among lending rates and income; moderate positive correlations with age and household size; moderate negative with percent black. Geographic discrimination in lending ("redlining") may be suspected, but insufficient quality and quantity of data render such conclusions tentative.

Extent

114 p.

Comments

Charles E. Schmidt College of Science|Thesis (M.A.)--Florida Atlantic University, 1983.|FAU Electronic Theses and Dissertations Collection|Charles E. Schmidt College of Science

Identifier

FADT14156

Format

pdf

Download

Share

COinS