Author Type

Graduate Student

Date of Award

1971

Document Type

Thesis

Publication Status

Version of Record

Submission Date

October 2026

Thesis/Dissertation Advisor [Chair]

Kliston, Theodore S.

Abstract

It is the hypothesis of the writer that the average middle-income person would be better advised to purchase a whole life policy rather than to buy a "lower-cost" term policy with the thought of using the difference in "cost" to invest in common stock, possibly in an effort to combat inflation. An analysis is made of the returns one might expect from each method of investment, based on data in the past decade. On the basis of this analysis, it would seem that a person would have fared about equally well in a choice between the two methods, provided that such person did at least as well in the selection of stock investments as the averages of stock market results (in terms of over-all income, including both capital gains and dividends). Although no conclusive choice would appear to be warranted, the uncertainties inherent in the purchase of term insurance and investment in stocks would appear to preclude such alternative for any person not wishing to speculate.

Extent

61 p.

Comments

Thesis (M.B.A.)--Florida Atlantic University, 1971.|College of Business|FAU Electronic Theses and Dissertations Collection|Thesis (M.B.A.)--Florida Atlantic University, 1971.

Identifier

FADT13431

Format

pdf

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