Author Type

Graduate Student

Date of Award

1974

Document Type

Thesis

Publication Status

Version of Record

Submission Date

October 2026

Abstract

The purpose of this study was to determine the status of property insurance programs and other tax funded insurances for the Community Junior Colleges of the State of Florida. Data was collected through the use of a questionnaire completed by the chief business officer of each of the twenty-eight community junior colleges. The major findings were: 1. There has been no standardized insurance program for the community junior colleges in Florida. 2. There has been no standardized method of purchasing insurance for these same colleges. 3. Insurance carriers provided a multiplicity of services. 4. Insured perils are divided into three categories; direct damage, third party damage, and personal damage. 5. Florida's community junior colleges experienced a 14.13 per cent cost-loss ratio during the five years studied. Based on the findings of this study, a prototype insurance program should be developed for the entire community junior college system. A state operated insurance-broker arrangement or a state-supported self-insurance program for all properties and contents is deemed feasible based upon the cost-loss ratio determined for the period of the study. The establishment of such a program should provide considerable economies in insurance premiums for the twenty-eight District Boards of Trustees.

Extent

156 p.

Comments

Thesis (Educat.D.)--Florida Atlantic University, 1974.|Thesis (Educat.D.)--Florida Atlantic University, 1974.

Identifier

FADT11641

Format

pdf

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